This website is owned and operated by Grace McCrorie and A Bright I Creative LLC. Throughout this and other websites (hereafter, “websites” and “sites”) owned by Grace McCrorie and A Bright I Creative LLC, the terms “I”, “me” and “my” refer to Grace McCrorie, Founder of A Bright I Creative LLC and A Bright I Creative LLC.
I offer this and other websites, including all information, tools and services available from these sites to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here and/or on the websites themselves.
The other websites I own and operate include the following:
By using the Sites or its Products and Services, and/or by clicking anywhere on the Sites to agree to the Terms and this Policy, you are deemed to be a “user” for purposes of this Policy.
You and every other user (“you” or “User” as applicable) are subject to this Policy. You and each user also agree to the Terms by using the Products and Services. In these Terms, the word “Sites” includes every website owned by me, as well as any contributors, suppliers, licensors, and other related parties.
Your privacy is very important to me. I want to make your experience on the Internet as enjoyable and rewarding as possible, and I want you to use the Internet’s vast array of information, tools, and opportunities with complete confidence.
I collect information in different ways from Visitors and Members who access the various parts of my Products and Services and my network of Sites. I use this information primarily to provide a customized experience as you use my Products and Services, and generally, do not share this information with third parties. However, I may disclose personal information collected if I have received your permission beforehand or in very special circumstances, such as when I believe that such disclosure is required by law or other special cases described below.
Members may be asked to provide certain personal information when they sign up for my Products and Services including name, address, telephone number, billing information (such as a credit card number), and the type of personal computer being used to access the Products and Services. The personal information collected from Members during the registration process is used to manage each Member’s account (such as for billing purposes). This information is not shared with third parties, unless specifically stated otherwise or in special circumstances.
However, in instances where my company and a partner jointly promote my Products and Services, I may provide the partner certain personal information, such as the name, address, and username of persons who subscribed to the Products and Services as a result of the joint promotion for the sole purpose of allowing me and the partner to assess the results of the promotion.
In this instance, personal information may not be used by the partner for any other purpose. I may also generate non-identifying and aggregate profiles from personal information Members provide during registration (such as the total number, but not the names, of Members). As explained in more detail below, I may use this aggregated and non-identifying information to sell advertisements that appear on the Products and Services.
If prompted, Users must provide a valid email address to the Site, at which the User can receive messages. User must also update the Site if that email address changes. The Site reserves the right to terminate any User account if a valid email is requested but is not provided by the User. All emails and newsletters from the Sites allow you to opt out of further mailings.
If the Site prompts or allows a User to create a username or profile, Users agree not to pick a username or provide any profile information that would impersonate someone or that is likely to cause confusion with any other person or entity. The Site reserves the right to cancel a User account or change a username or profile data at any time. Similarly, if the Site prompts or allows a User to create an avatar or upload a picture, User agrees not to use any image that impersonates some other person or entity, or that is otherwise likely to cause confusion.
You are responsible for protecting your username and password for the Site, and you agree not to disclose it to any third party. We recommend that you use a password that is more than eight characters long. You are responsible for all activity on your account, whether or not you authorized it. You agree to inform me of unauthorized use of your account, by email to email@example.com.
You acknowledge that if you wish to protect your interactions the Site, it is your responsibility to use a secure encrypted connection, virtual private network, or other appropriate measures.
MY COMPANY PARTNERS & SPONSORS
Some products and services may be offered to Visitors and Members in conjunction with an affiliate, independent contractor seller or non-affiliated partner. To provide Visitors and Members some of these products and services, the partner may need to collect and maintain personal information. In these instances, you will be notified before any such data is collected or transferred and may decide not to use that particular service or feature.
Additionally, my partners may have advertisements or co-branded Web Pages that are cosponsored by an affiliate, independent contractor seller, or non-affiliated partner. My company may share non-identifying and aggregate information (except as described above), but not personal information, with such partners in order to administer the co-branded products or services offered.
At some Web sites, you can purchase products and services or register to receive materials, such as a newsletter, catalog or new product and service updates. In many cases, you may be asked to provide contact information, such as your name, address, email address, phone number, and credit/debit card information.
If you complete an order for someone else, such as an online gift order sent directly to a recipient, you may be asked to provide information about the recipient, such as the recipient’s name, address, and phone number. My company has no control over the third parties’ use of any personal information you provide when placing such an order. Please exercise care when doing so.
If you order services or products directly from my company I will use the personal information you provide only to process that order. I do not share this information with outside parties except to the extent necessary to complete that order.
My company may display my online advertisements. In those cases I share aggregated and non-identifying information about my Visitors and Members collected through the registration process as well as through online surveys and promotions with these advertisers.
Additionally, in some instances, I use this aggregated and non-identifying information to deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture company tells me the audience they want to reach and provides me an advertisement tailored to the audience. Based upon the aggregated and non-identifying information I have collected, I may then display or send the advertisement to the intended audience. My company does not share personal information about its Visitors or Members with these advertisers or joint venture companies.
RESPONSES TO EMAIL INQUIRIES
When Visitors or Members send email inquiries to my company, the return email address is used to answer the email inquiry I receive. My company does not use the return email address for any other purpose and does not share the return email address with any third party.
VOLUNTARY CUSTOMER SURVEYS
I may periodically conduct both business and individual customer surveys. I encourage my customers to participate in these surveys because they provide me with important information that helps me to improve the types of products and services I offer and how I provide them to you. Your personal information and responses will remain strictly confidential, even if the survey is conducted by a third party. Participation in my customer surveys is voluntary.
I may take the information I receive from individuals responding to my Customer Surveys and combine (or aggregate) it with the responses of other customers I may have, to create broader, generic responses to the survey questions (such as gender, age, residence, hobbies, education, employment, industry sector, or other demographic information). I then use the aggregated information to improve the quality of my services to you, and to develop new services and products. This aggregated, non-personally identifying information may be shared with third parties.
It is my company’s policy not to use or share the personal information about Visitors of Members in ways unrelated to the ones described above without also providing you an opportunity to opt out or otherwise prohibit such unrelated uses.
However, I may disclose personal information about Visitors or Members, or information regarding your use of the Products and Services or Web sites accessible through my Products and Services, for any reason if, in my sole discretion, I believe that it is reasonable to do so, including: credit agencies, collection agencies, merchant database agencies, law enforcement, or to satisfy laws, such as the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal requests for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating my Acceptable Use Policy or Terms Of Service, or other user policies; to operate the Products and Services properly; or to protect my company and my Members.
“COOKIES” AND HOW I USE THEM
The Sites may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Sites, and understanding how visitors use the Sites. If you are a Visitor or Member I may use a cookie to save your settings and to provide customizable and personalized services.
Personal information cannot be collected via cookies and other tracking technology. However, if you previously provided personally identifiable information, cookies may be tied to such information.
Aggregate cookie and tracking information may be shared with third party service providers to assist me in better understanding my site visitors.
In most Internet browsers, you can change your settings so that you will be warned each time a cookie is being sent, or so that cookies will be turned off.
Please Note: If you choose to block cookies, some functions of the Sites may not operate properly.
MOBILE DEVICED PRIVACY
The following applies to my Sites, when viewed on a mobile device:
- When accessed with a mobile device, my Sites may collect information automatically, such as the type of mobile device you have, device identifiers, and information about your use of the site.
- Regardless of the device you use to access the site, it will also collect information you provide, as well as information about your interaction with the Sites and their content.
- If location services are activated on your mobile device, my Sites may collect information about the location of your device.
Your mobile network service providers may collect device-specific information, such as a device identifier, when you use my Sites. This information collected by your mobile network service will not be associated with your user account or with me, or with your personally identifiable information.
ADVERTISERS & PARTNERS MAY USE THEIR OWN COOKIES
I do not control use of these cookies and expressly disclaim responsibility for information collected through them.
MY COMMITMENT TO CHILDREN’S PRIVACY
Protecting children’s privacy is especially important to me. It is my policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore I restrict my Web site to persons eighteen years or older.
YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER 18 YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
Please remember that any information you may disclose in any Member Directory, or other public areas of my Web sites or the Internet, becomes public information. You should exercise caution when deciding to disclose personal information in these public areas.
MY COMMITMENT TO DATA SECURITY
Your personally identifiable information is kept secure. I work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information you share with the site. I have these security measures in place on my sites to protect the loss, misuse, and alteration of the information under my control.
Only authorized employees, agents and contractors (who have agreed to keep information secure and confidential) have access to this information.
However, while I make every effort to ensure the integrity and security of my network and systems, I cannot guarantee that my security measures will prevent third-party “hackers” from illegally obtaining this information.
Notwithstanding anything that may be contrary within the “Disputes” provisions above, all matters, and all claims within a multi-claim matter, that are able to be arbitrated, including all claims for monetary damages, shall be decided by a single arbitrator to be selected by me, who shall hold hearings in or near Calvert County, Maryland, under the rules of the American Arbitration Association.